Retirement income policy and national savings
نویسندگان
چکیده
منابع مشابه
Tax Policy and Retirement Savings ∗
Governments around the world spend hundreds of billions of dollars subsidizing retirement savings through various tax preferences. This paper reviews the economics literature on retirement savings, with a particular focus on recent advances using behavioral economics and high-quality administrative data. This literature suggests that tax subsidies may not be an effective policy to increase reti...
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Public policymakers and program administrators often face decisions that impact the retirement incomes of individuals. An important question that these decision-makers may wish to address concerns the distributional impacts of the programmatic changes under consideration. Who (what population groups) would gain income and how much? Who would be unaffected? Who would lose and by how much? The qu...
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• The possible perception among the poor that banks are not for them, may not be far from the truth. Banks' treatment of the rich and the poor is very different: they promote debt (which can be lucrative) over savings (which are bound to be modest) to the poor, as opposed to savings (which promise to be large and lucrative) over debt (likely repaid without penalty) to the wealthy. • Though the ...
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Modern national income accounting was designed in the early 20th century for the purpose of providing improved indicators about the performance of the economy so that government policy makers could better control the economy. The way that performance is measured affects the types of policies used to try to accomplish policy goals. Two attributes of national income accounting are analyzed for th...
متن کاملSavings after retirement: A survey;
Retired U.S. households, especially those with high income, decumulate their assets more slowly than implied by the basic life cycle model. The observed patterns of outof-pocket medical expenses, which rise quickly with age and income during retirement, and longevity, which also rises with income, can explain a significant portion of U.S. retirement saving. However, more work is needed to disen...
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ژورنال
عنوان ژورنال: New Zealand Economic Papers
سال: 2015
ISSN: 0077-9954,1943-4863
DOI: 10.1080/00779954.2015.1080753